The Lowdown on Credit Cards
So you decide to trade in your social security number for a free sandwich one day and find a credit card with a $500 limit in your mailbox a week later. You call the number on the sticker to activate the card and suddenly, you have a semester’s worth of books (or a semester’s worth of concert tickets) in a little plastic card that fits right behind your emergency condom in the front pocket of
Pamela Capalad is a recent college graduate of